Malaysian grants and government funding programmes for SMEs

Programmes change often and have eligibility rules. Use this list to find where to look, then confirm current terms on the agency’s own page.

Grant

CIP Spark & CIP Sprint

Agency: Cradle Fund

Early-stage grants for technology-based ventures to build and validate products.

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Grant

Malaysia Digital programmes & X-Port

Agency: MDEC

Digital-economy support for technology companies, including help to expand globally.

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Matching grant

Market Development Grant (MDG)

Agency: MATRADE

Reimbursement-based support for export promotion and market-entry activities.

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Matching grant

eTRADE programme

Agency: MATRADE / MDEC

Matching support for businesses selling online across borders. Membership conditions may apply.

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Matching grant

Automation, ESG & smart-manufacturing matching grants

Agency: MIDA

Matching support for automation, productivity, ESG adoption and smart manufacturing.

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Fund / co-investment

Business Growth Fund & technology funding

Agency: MTDC

Funding for technology-driven companies, including hybrid grant and convertible structures.

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Fund / co-investment

Malaysia Co-Investment Fund (MyCIF)

Agency: Securities Commission Malaysia

Co-invests alongside private investors in eligible equity crowdfunding and P2P financing, with special schemes for some sectors.

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Fund / co-investment

Strategic co-investment fund (CoSIF)

Agency: MITI / Securities Commission Malaysia

Co-investment aligned with national industrial priorities; sectors and ratios are set by the agencies.

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Guarantee

Government-backed financing guarantees

Agency: SJPP

Guarantee cover that helps SMEs obtain bank financing with less collateral.

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Guarantee

Guarantee schemes & CGC Developmental Programme

Agency: CGC

Credit guarantees plus advisory and development support for SMEs.

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Soft loan

Targeted SME financing schemes

Agency: SME Bank

Financing schemes for small enterprises, including community- and sector-focused programmes.

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Soft loan

Micro-financing for entrepreneurs

Agency: TEKUN Nasional

Micro-financing for small entrepreneurs, with quick-approval ambitions for small amounts.

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Soft loan

SME financing funds via banks

Agency: Bank Negara Malaysia

Funds that participating banks and development institutions use to lend to SMEs on defined terms.

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Soft loan

Export credit & trade financing

Agency: EXIM Bank

Export-focused financing and credit support for Malaysian exporters.

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Soft loan

Agriculture & agro-industry financing

Agency: Agrobank

Financing for farmers, fishers and agro-industry businesses.

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Soft loan

Entrepreneur financing & development

Agency: MARA

Financing and development programmes for Bumiputera entrepreneurs.

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Grant

SME development programmes & SME Info

Agency: SME Corp

Hub for national SME programmes, including digitalisation support and advisory. Check what is open now.

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